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PRINTED FROM the Encyclopedia of Social Work, accessed online. (c) National Association of Social Workers and Oxford University Press USA, 2016. All Rights Reserved. Under the terms of the applicable license agreement governing use of the Encyclopedia of Social Work accessed online, an authorized individual user may print out a PDF of a single article for personal use, only (for details see Privacy Policy).

date: 22 November 2017

Abstract and Keywords

Since 1991, a new policy discussion has arisen in the United States and other countries, focusing on building assets as a complement to traditional social policy based on income. In fact, asset-based policy already exists in the United States, with large public subsidies. But the policy is regressive, benefiting the rich far more than the poor. The goal should be a universal and progressive asset-based policy. One promising pathway may be Child Development Accounts beginning at birth, with greater public deposits for the poorest children.

Keywords: assets, saving, social policy, development, Individual Development Accounts, Child Development Accounts

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