Margaret Sherrard Sherraden
Financial capability combines the ability to act with the opportunity to act in ways that contribute to financial functioning. As large numbers of people struggle to manage their household finances, financial capability has become increasingly important. Improving financial capability requires financial education and guidance as well as improved access across the life span to appropriate and beneficial financial products and services. Examples of policies that promote financial capability across the life span include Children’s Development Accounts and myRAs, long-term investment vehicles that build financial capability. Social work can play a key role in building financial capability through interventions in households, communities, and policies. However, these contributions require practice and research to develop and test interventions. They also require financial education for social workers.
This article examines the role of social workers in rural and remote areas of Australia. The uniqueness of Australia’s landscape, its vast distances, and sparse population base, create unique issues relating to service delivery in general and social work in particular. High levels of poverty, poorer health, lower socio-economic status, and an aging population base typify Australia’s remote areas. Despite these factors, inland regions of the country are subject to economic rationalist policies that make service access problematic. It is in these regions that rural and remote social workers practice. The article outlines the personal, practical, and professional challenges facing social workers and notes the unique opportunities available to workers who choose to live and work in these regions.
Private money clubs or mutual financial aid and saving associations (MFASAs) are commonly identified as one of the contributing factors to high small business ownership rates among Chinese, Japanese, and Korean immigrants in the United States. This article discusses MFASAs among the immigrant groups in the United States. Included are MFASAs’ historical roots, trends, operational procedures, and their role in building financial assets among these groups. As MFASAs have roles other than that of being private financial vehicles for immigrants, other functions are also discussed. The potential for MFASAs to be considered a development model beyond the Asian American community is presented.
Welfare as a right has long been an objective of advocates for social and economic justice. During the 1960s, the right to welfare was championed by legal scholars as well as the activists who created the National Welfare Rights Organization (NWRO). With the demise of NWRO in 1975 and the subsequent ascendance of conservatism in social policy, notably the 1996 welfare reform act, momentum for welfare as a right flagged. Since the 1990s, a capability approach to well-being has been proposed, and various instruments have been constructed to evaluate the welfare of populations across nations as well as subnational jurisdictions. Variables such as income, health, education, employment, and satisfaction measures of well-being have effectively replaced the idea of welfare as a right. The transition from welfare as a right to well-being varying across populations provides more information social workers can use to advocate for marginalized populations.
Ann Marie Yamada, Lisa Marie Werkmeister Rozas, and Bronwyn Cross-Denny
Intersectionality refers to the intersection of identities that shape an individual’s standing in society. The combining of identities produces distinct life experiences, in part depending on the oppression and privilege associated with each identity. The intersectional approach is an alternative to the cultural competence model that can help social workers better address the unique and complex needs of their diverse clients. This entry provides a general overview of the historical and interdisciplinary roots of intersectionality and addresses its use as a theoretical perspective, methodology, mechanism for social change and social justice, and policy framework in social work. The role of intersectionality in social work policy development, teaching, and research will be presented with consideration of future directions and areas for further development.
This article discusses the African American social welfare system that began to develop during the early 20th century. This social welfare system, designed by African Americans to serve African Americans, addressed needs that were not being met by any other formal social services while the nascent social work profession was emerging. The myriad programs included settlement houses, boys and girls programs, training schools, and day nurseries. The women’s club movement played a critical role in the development of this social welfare system and provided much of the impetus for change and inclusion. Through formal organizations, including the National Urban League (NUL) and the Universal Negro Improvement Association (UNIA), and an array of clubs and social groups, social services were extended to urban and rural communities throughout the United States.
Economic insecurity and family Well-Being is a growing concern for American society. With the dramatic changes that occurred following the “great recession” of 2008, and the lingering effects since, families have experienced stressors and multiple strains in their adjustment to the impact of the changing fiscal climate and their financial demands. To understand the experience of economic insecurity, an understanding of economic security is helpful in providing a context for how these two dynamics emanate and impact families and their Well-Being. This article provides a glimpse of how the fragility of the economy and the mental tax experienced by the family are inextricably interdependent and connected.
This article focuses on the long-standing global concern of children who live or work on the street, with developing countries having a larger share of the problem. It reviews the paradigm shift in the way we look at the “street children” phenomenon and the appropriateness of the new terminology, street-connected children. The article maintains that with an increased understanding of different aspects of the life experiences of these children, through research and practice, it is possible to move toward a more precise definition and estimation of the phenomenon. It also elaborates how social work interventions in different parts of the world have demonstrated effective strategies to work with street-connected children and include them in the larger agenda of child protection at the local, national, and global levels.
Maryah Stella Fram
This entry provides an overview of current knowledge and thinking about the nature, causes, and consequences of food insecurity as well as information about the major policies and programs aimed at alleviating food insecurity in the United States. Food insecurity is considered at the nexus of person and environment, with discussion focusing on the biological, psychological, social, and economic factors that are interwoven with people’s access to and utilization of food. The diversity of experiences of food insecurity is addressed, with attention to issues of age, gender, culture, and community context. Finally, implications for social work professionals are suggested.
Bonnie Young Laing
By the year 2035, slums may become the primary living environment for the world’s urban dwellers. This entry explores key definitions, causes, and characteristics of slums in the global arena, along with the types of social-work practice and general community development approaches being used to catalyze action to decrease the prevalence of slums. Core strategies include using pro–poor planning efforts that empower slum dwellers, creating affordable housing, and otherwise transitioning urban slums into vibrant communities. Concluding thoughts and further considerations for practice are offered to close the entry.